What are stablecoin payments (USDC)?
Dollar-pegged tokens that settle on-chain — and how they sit next to fiat rails in one ledger.
A stablecoin is a blockchain token designed to hold a stable value — USDC, for example, is pegged one-to-one to the US dollar. A stablecoin payment settles value on-chain, often in minutes, any time, across borders, without a traditional bank rail in the middle.
Why platforms care
Stablecoins offer fast, programmable, around-the-clock settlement — useful for cross-border payouts and for moving value outside banking hours. The challenge is treating on-chain money with the same rigor as fiat.
One ledger, many rails
On DigitalTreasury, USDC is modeled behind the identical payment order as ACH or wire, and posts to the same double-entry ledger. Treasury reads one book across fiat and stablecoin — not two systems that have to be reconciled against each other.
What is RTP (real-time payments)?
Instant, always-on, and final — how real-time payments change what a payout can feel like.
Double-entry accounting for software platforms
Why the 500-year-old accounting model is exactly right for a modern payments ledger.
What is embedded finance?
When the software you already use becomes where money moves — and what it takes to offer it.