What you can build on the treasury layer.
The same engine — multi-rail payments, a real-time ledger, compliance — solves a different money problem in every market. Here are the patterns platforms build on DigitalTreasury, and the verticals already running them.
Embedded payments
Offer money movement inside your own product — payouts, collections and accounts under your brand, on your subdomain — without sending users to a bank portal. The regulated hard part is carried once, by the platform.
Automated payouts
Pay carriers, workers, contractors and merchants at volume — ACH, Same-Day, RTP or wire — each an approved, idempotent payment order with a ledger hold and a webhook on settlement. Great for marketplaces and staffing.
Collections & receivables
Pull rent, dues, subscriptions and invoices on schedule with grace-aware logic and typed return handling — virtual accounts attribute every inbound dollar to the right customer automatically.
Multi-party settlement
Split one inbound payment across many parties — distributor, station, tax authority, platform fee — as balanced ledger entries, so the books explain every cent of who got what.
Capital & lending
Originate advances and collect repayments on a single ledger, underwritten against collateral the platform already holds — a BOL, an invoice, retainage — because the advance is a number the ledger already knows.
Trust & escrow accounting
Hold customer or client funds in FBO or trust structures with three-way reconciliation and release only against an approved event — built for IOLTA, HOA reserves, deposits and construction retainage.
A flagship product in every market we serve.
Each vertical is a white-labeled product on the shared engine — proof the pattern works, and the template for the next market.
Fuel & distribution
Jobber settlements, fuel-tax determination, dealer invoices, daily sweeps — Fuelry, DistroLync.
Freight & logistics
Factoring advances and carrier payouts at volume — FactorLync, TruckerSquare.
Lending & capital
Originate and collect on one ledger — Lendersy, DT Capital.
Staffing & payroll
Front worker payroll, bridge the client NET-30 gap — CrewOps.
Construction
Pay-app draws, lien-waiver gates, retainage to the cent — DrawOps.
Legal, HOA & property
Trust accounting, dues, rent and escrow — Trustry, DuesOps, Rentry.
Have a market that moves money?
Bring a design handoff and it becomes a configured product on the same engine.
Bring us your vertical →