Embedded treasury infrastructure

The treasury platform for vertical software.

One stack for embedded payments, money movement, ledgering and compliance — white-labeled across the verticals it serves, behind a single API.

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Powering Vertical businessesEmbedded paymentsMoney movementTreasury infrastructureCompliance & risk

payment rails behind one payment-order model

verticals live, each with its own brand and data plane

100%

double-entry — every movement posts balanced, to the cent

shared engine and ledger — a new market is configuration, not a rebuild

The problem

Every vertical SaaS wants payments revenue.
Almost none can build the treasury stack.

🏦

Multi-rail movement

ACH, Same-Day, wire, RTP, book transfer — each with its own timing and failure modes.

🧾

FBO ledgering

For-benefit-of accounts must reconcile to the penny, every day, across every tenant.

🛡️

Compliance & risk

KYB, AML, OFAC, NACHA thresholds — a regulated obligation, not a feature.

👥

Ops headcount

Treasury, reconciliation, collections, underwriting — teams most software companies can't staff.

The platform

One platform. Three layers.
See → predict → act.

Layer 1 · Operations

See everything, live.

Payments, ledger, tenant health and settlement state in one operator view — with a purpose-built ops app for each vertical, from fuel-tax determination to daily agent settlements.

Multi-rail payment orders on a strict state machine
Per-vertical ops apps — Fuelry ships with 16 screens
Daily settlement runs that refuse to guess a missing number

Layer 2 · Predictive models

Know it weeks early.

Models that forecast the numbers that matter — runway, churn, ACH returns, funding gaps and underwriting — so problems surface while there's still time to act.

Runway & break-even forecasting
Churn & ACH-return prediction
Funding-gap & capital underwriting

Layer 3 · Autonomous agents

The back office, run by digital agents.

Agents that watch the platform, reason about what to do, and draft the work — then wait at a human approval gate. Nothing touches money without a person.

A shared inbox of proposed actions
Transparent reasoning on every item
Human approval before execution

How it works

Three steps to moving money.

1 · Create a Payment Order

POST /v1/payment-orders
{
  "externalId": "inv_8842",
  "direction": "Credit",
  "rail": "Ach",
  "amountCents": 250000,
  "counterpartyName": "Acme Carrier"
}

2 · Get Real-Time Status

// webhook → your endpoint
{
  "type": "payment_order.completed",
  "data": {
    "id": "po_...",
    "status": "Completed"
  }
}

3 · Reconcile Automatically

GET /v1/ledger-accounts/:id
{
  "name": "Carrier Payables",
  "postedBalanceCents": 250000,
  "availableBalanceCents": 250000
}

Verticals

One engine. Every market its own product.

Each vertical ships as a white-labeled product with its own brand, metrics, risk profile and payment patterns — a new market becomes a configuration, not a rebuild.

Fuelry Live

Fuel & retail — jobber settlements, fuel-tax determination, dealer invoices, daily sweeps.

CrewOps Live

Staffing payroll — timesheets to paychecks, invoices to cash, and the funding gap in between.

DrawOps Live

Construction — pay subs, collect lien waivers, hold retainage, close projects.

Trustry Live

Legal trust accounting — IOLTA, three-way reconciliation, every client dollar accounted for.

Rentry Live

Property & rent — collect rent on autopilot: recurring ACH, grace-aware late fees, deposits in escrow.

TableOps Live

Restaurants — nightly cash sweeps, tip-credit payroll, and vendor AP across every location.

All verticals →

Compliance & trust

The regulated hard part, built in.

Daily

FBO reconciliation across tenants, to the penny

Dual

approval on high-value movements, per tenant policy

0.5%

NACHA return-rate cap, monitored per tenant

Signed

webhooks — HMAC on every delivery, retried from an outbox

Security & trust →

The treasury layer for all of vertical software.

See the platform, the verticals, and a live product walkthrough.

Request access →